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年利率是360还是365_小白理财
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年利率是360还是365？

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年利率是360还是365？ 贷款年利率一般按360天计算。根据《中国人民银行关于人民币存贷款结算利息的通知》，人民币业务的利率转换公式为：日利率=年利率÷360


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